The process might seem intimidating, but it's actually quite straightforward.
If you intend to keep the vehicle for three-to-five years once it's paid off, reaping the benefits, then obviously you should buy.
You can simply repeat yourself. I know plenty of folks who've traded in an old BMW 3 Series sedan for a new BMW sedan. 2. Arrange your own financing. You go to a bank or credit union, tell them how much you want to spend, and they organize a pre-approved package. You take this to the dealership to complete the transaction.
You'll also want to find out what your credit score is. If you're above 620 on the FICO scale , you'll qualify for prime loans. Below that and you're subprime, which means a higher interest rate . If you've around 750, you'll be eligible for the best rates and the best deals.
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